1. A Government Write-Off of All Debt: Abraham Lincoln said it best in 1865: "Money is the creature of law, and the creation of the original issue of money should be maintained as the exclusive monopoly of national government."
1.1. But see the article Nationalise the Reserve Bank by Mangosuthu Buthelezi, The Star, 10th June 2009: “The need to act now is impaired by the lack of government control over the Reserve Bank, which is a privately owned entity, owned by private shareholders - possibly bankers - whom the law requires to be kept secret. Its decisions should be in the public interest, but are taken in closed meetings, recorded in secret minutes by directors appointed by and accountable to their shareholders.”
2. DiyDebt – a Personal Debt Write-off of all B-Creditor (Unafffordabe) Debt: The Government has done what it can about - for example - over-indebtedness, reckless lending, prescribed debt and limiting the amount that creditors can claim.
2.1 But this doesn't address the scourge of extreme over-indebtedness arising from the circumstances set out in 1 above.
2.2 So you have to free yourself from Debt Slavery by stopping/reducing payment of all B-Creditor debt & living according to a strict order of priority that will be supported by the courts.